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A security freeze prevents potential creditors and other third parties from accessing credit reports without your approval. P lace a security freeze on each of your credit reports (Equifax, Experian, and TransUnion) to stop fraudulent accounts from being opened by the identity thief. Whether you are a victim or not, you can take five important actions to protect your credit and your identity:ġ. Here's a checklist of immediate and next steps to take if you are a victim. File a police report with your local law enforcement agency and obtain a copy of the report.
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